The CPA  Letter Mortgage Option: The Mortgage Conversation Self-Employed Borrowers Actually Need

The CPA Letter Mortgage Option: The Mortgage Conversation Self-Employed Borrowers Actually Need

The CPA  Letter Mortgage Option: The Mortgage Conversation Self-Employed Borrowers Actually NeedRich Bonn
Published on: 20/02/2026

Self-employed and struggling to qualify for a home with tax returns alone? Learn how CPA income letter mortgage programs can provide a clearer path for business owners.

CPA letter loans
When Your CPA’s Letter Matters More Than Your Tax Return

When Your CPA’s Letter Matters More Than Your Tax Return

When Your CPA’s Letter Matters More Than Your Tax ReturnRich Bonn
Published on: 08/02/2026

Can your CPA help you qualify for a mortgage? Learn how CPA income letter loan programs work and when they make sense for self-employed borrowers.

CPA letter loans
What’s a P&L Loan? (And Why Business Owners Think It’s a Mortgage Cheat Code)

What’s a P&L Loan? (And Why Business Owners Think It’s a Mortgage Cheat Code)

What’s a P&L Loan? (And Why Business Owners Think It’s a Mortgage Cheat Code)Rich Bonn
Published on: 05/02/2026

A P&L loan helps business owners qualify for a mortgage using a Profit & Loss statement instead of tax returns. Learn how it works and who it’s for.

P&L Loans
Alt Doc Mortgages Explained: Qualifying Without Tax Returns

Alt Doc Mortgages Explained: Qualifying Without Tax Returns

Alt Doc Mortgages Explained: Qualifying Without Tax ReturnsRich Bonn
Published on: 04/02/2026

Think you need tax returns to qualify for a mortgage? Think again. Learn how Alt Doc loans use smarter documentation to help self-employed borrowers qualify with confidence.

Alternative Documents
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Rich Bonn, NMLS #278696
Branch Manager

(281) 841-1723

4660 Beechnut Street, Suite 225, Houston, TX 77096

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Copyright 2026. All rights reserved. Rich Bonn NMLS # 278696 | Habayit Home Loans a DBA of The Turnkey Foundation Inc Branch 2523747 | Company | 236669 Equal Housing Opportunity | Equal Housing Lender

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Branch 2523747 | Company 236669

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